This Could Not Have Been Designed Better

My best friend and I wanted to look at Asheville apartments and see if there is one that we would be able to get together. Even though we are best friends, we knew that we would have to have the right apartment for us to be able to live peacefully together. We don’t fight or anything like that, but we can get on each other’s nerves if we have too much time together. That is the reason we knew we would be able to make this work because we already knew our shortcomings and could work with them.

It did not take very long to find the apartment that we both really like and actually live in now. There were not a lot of requirements for an apartment other than it have a lot of space and two full bathrooms. The one we found had that and a whole lot more to it. First off, the bathrooms are really nice because they both have garden tubs in them, plus a linen closet for our toiletries and linens.

Kid Friendly Apartments in Charlotte, NC

My husband and I have been living in Charlotte, NC for ten years now. My sister has decided she also wants to live in Charlotte and has enlisted my help in finding her an apartment she can rent for a year. By renting an apartment it will allow her to explore the city and different areas until she finds a safe neighborhood for her and her family. I immediately thought of Ballantyne Apartments in Charlotte NC as it is only a few blocks from where I live. I already have several friends that live there and know that it is a safe and comfortable place for a family with children.

I have been to this apartment community numerous times visiting some friends so I already know that these are well-kept units. They also have a fitness center, a resort style pool and even a game room for the children. During my visits, I have seen lots of children playing and swimming and I have no doubt that my nieces and nephews will have no trouble finding someone to play with. I think the kids will really enjoy this place. As for my sister, I know she will love the up to date apartments and all of the modern updates that they have.

She is coming for a visit next week and I suggested we set up an appointment so she can take a tour and see for herself how luxurious these apartments are. Of course, she agreed and I called and made the appointment. She is going to absolutely love the apartment community and all of the included amenities. I am so excited to have my sister living so close to me and being able to spend a lot more time with her. I’m counting down the days until she arrives.

Monetary Economics, Fair Asset Value and Bank Checks

Finance economics looks at the allocation of resources over time. All cycles survive in an uncertain environment. It examines how money is traded now to create money in the future. It tries to gauge the amount of money transferred into the future, based on uncertainty and risk. It looks at how one party of the transaction can make a decision to affect the future outcome of the money transfer. And lastly, it examines how future knowledge can reduce uncertainty. Their safety ratings and bank checks seemed reasonable, so they led us to believe.

One could also argue the government is taking the necessary steps to get the economy back on track, according to numerous theories of macro economics. However, the blinders were on for many of the nation’s most respected economists and it’s going to take some progressive solutions to bring redemption to this tarnished profession.

Financial economics focus on the fair values of assets, how risky assets are, which discount rates should be applied, what cash flows will come from a transaction and which events cash flow or assets are dependent upon. As such, it has a combative role with behavioral economic theory. Commodities, stocks, bonds, derivatives, money market, financial institutions, regulations; these are all the language of bank and finance economics.

A, more psychological approach to finance is behavioral economics. They examine how economic decisions by borrowers, consumers and financial institutions affect return on equity, market prices, allocation of resources and values. Bubbles, market trends, crashes, socioeconomic and market trends, prospect theory; these are all terms used in that discipline, which tends to consider more microeconomics theories. However, on the personal economic front, lowering high prices is attention getting. Buying cheap checks online are a practical way to benefit from online sources that have found a more efficient way to market their product. Saving 50% off what financial institutions would charge, cheap personal checks online is a direct add on to anyone’s bottom line.

Even though financial economic experts propose solutions to problems, politics can devastate the implementation of any meaningful solution. Now that they’ve acknowledged the possible devastation that “bubbles” can cause in the market, they must work out how to manage those risks and limit the scope of the damage. They must learn how liquid markets can suddenly cease to exist and determine which political actions could keep cash flowing freely and purchasing power strong.

Socialist labor unions and government are at odds over a purer form of capitalism, despite the fact that capitalism in its purest form would solve most allocation of resource problems. They must look at how special interest government regulation (or lack thereof) played a part in the current crisis and make wise guidelines for the future. They ought to implement fundamental models for calculating systemic risk and help bank institutions look at the cause and effect picture in management economics to create far more informed conclusions.

Asean Economic Community (AEC) Free flow of skilled labor

Association of Southeast Asian Nations (ASEAN) is an organization which was incorporated according to Bangkok Declaration. ASEAN is aimed to create stability and development in terms of politics, economic, social and culture among the member States. The members of ASEAN are 10 countries in total, namely: Indonesia, Malaysia, Philippines, Singapore, Thailand, Brunei, Vietnam, Laos, Myanmar and Cambodia. The ASEAN has incorporated the -ASEAN Economic Community- with the objective to promote the single market and manufacturing base within Asia. Moreover, it also aims to freely move products, services, investments, capitals as well as skilled labors between the members within year 2015.

As mentioned previously, one of the co-operations between the ASEAN is free movement or freely flow of skilled labors. As a result, Thailand, as an ASEAN member, has already signed the Mutual Recognition Agreements (MRAs) to facilitate the mutual recognition of the qualification of important professions. The MRAs has indicated the qualification of each profession to accommodate the moving of professions and skilled labor within the member countries. Therefore, the professions’ qualifications have to comply with the standard as specified in the MRAs. However, even the freely move of the skilled labor is the main objective of AEC, the regulations of entry permit and working permit have to still comply with each member countries’ rule, for example, the permit or the license for each profession.

Nonetheless, not all professions are moved freely. As yet, ASEAN has started with seven (7) professions, as specified in the MRAs, which are Doctors, Nurses, Engineers, Examiners, Architectures, Dentists and Accountants. The other professions are still in consideration and have not yet agreed between the members. Therefore, the restricted of 39 jobs to Thai national are still reserved for Thai national with the hope that the future mutual agreement between the member shall come into place.

To effect the above, Thailand has to amend three relevant laws which are currently restricted foreigners to work in Thailand: Alien Working Act, Act of Skill Development and Labor Relations Act.

Besides the freely move of skilled labor, the ASEAN has also stipulated the directions or stages of operation of an ASEAN economic; for example, timeline for tariff reduction and timeline for revoking non-tax measures.

Rachel Pachica blogs about legal issues, as well as blogging in general. She is the Marketing Manager at Siam Legal International, a top tier Law Firm in Thailand.

For related ASEAN news post

Panama Corporations A Legal Way To Reduce The Tax Burden

One of the most frustrating months of the year for most Americans is April. The reason
for this is that April is tax season and Americans have to file their tax returns. The
countrys infrastructure along with its public service and defense needs are met by using
this tax money. The people who are paying bulk of this tax are the business people. For
these people there is a legal way of reducing this tax burden called Panama corporations.
Many business people have doubts about this. The most common fear among them
is Are Panama corporations legal?. It is but one has to be careful.

The corporations are set up by companies who have their bases in the US. These
companies have the right to sell their goods and services and the duty to pay taxes in
the US, but the amount of tax they pay is less. They may not sell goods and services in
Panama, but it gives them a platform to sell it to the world.

The economy of Panama is highly dependent on trade; therefore they do not want to scare
away potential businesses by overtaxing. In fact the more Panama corporations are there,
the higher the amount of tax the government will have. This tax can be used to better the
conditions of the people living in Panama.

In Panama one of the constitutional rights is the right to privacy. In fact the only time
that the Panamanian government will ever step in is when there is proof that one of
the Panama corporations is doing illegal activities like drug trafficking and money
laundering. Otherwise you will be pretty much left alone. Starting a Panama corporation
may save your assets from not only your ex-business partners and ex-spouses, but also
from over-zealous attorneys as well. After all who wants to part with their hard earned
money?

Advantages And Disadvantages Of Government Grants

Government grants are means to realize a project that is sure to benefit a lot of people, especially the public sectors. People or organizations, particularly those who have no means of generating the budget for a certain project designed for the welfare of the public, normally apply for a government grant. These grants are not easy to acquire, and this is one fact you need to know if you have plans of applying for one. You have to go through a lot of processes for your application to be considered and granted.

Government grants are designed to help create ideas that can be of great help for the government’s visions and missions. But there are a few good things you need to know with regards to government grants. There are advantages and disadvantages of applying for a government grant, and the following are some of them.

Among the advantages of government grants is that you will be provided of the necessary budget for the completion of the project. Depending on how much you need, the government can provide you to as much as billions of dollars for the project. Another advantage you can get is the distinction of being an awarded of a government grant. This can provide you with additional credibility, as well as public exposure you or your organization needs.

While these advantages are really great, you must know that government grants also have a few disadvantages. One disadvantage is the fact that applying for a grant from the government requires patience and a lot of hard work on your side. There is a lot of planning and research to perform during the application process. Another disadvantage is that since the government is ready to spend billions of dollars for these grants, more and more people and organizations are encouraged to apply for these grants, which means more and more competitors for your endeavors.

Despite all these, you must not waver if you are truly convinced that your idea or project has the potential to be a vital role in the progress of the place you are living in.

Masters In Economics The Good And The Best

The title doesnt say the good and the bad as there is nothing bad if you are into economics field, let it be the leadership opportunities or the scope in the future. It is the breeding ground for becoming the masters in any business. It is no surprise that the presidents or the financial ministers of top notch nations are graduates in economics. This is also the reason behind Universities investing a fortune in economics field hoping that some of their students become the leaders of the future!

Economics, the subject and a social science that determines the production of resources, both materials and human has its role in any organization of business. While microeconomics deals with the static items like consumers, sellers etc, macroeconomics studies the behavioral issue like unemployment and policies.

Master studies in economics will help you sustain the competition and emerge as a true leader provided you have the zeal in you. If you are considering for masters in US, many Universities have the following admission criteria

– You need to hold a bachelors degree from a recognized university preferably in related field

– You must have cleared an English test like IELTS or TOEFL to make sure that you can sustain in the USA. Also, this is required as economists do need impeccable communication skills

Masters in economics is studied in various tracks like general, gender analysis, research, financial policy etc. Once you have graduated, you can get an opportunity in any of the government agencies, NGOs or financial institutions etc based on your specialization. The top specialization fields in economics that are chosen by students are industrial economics, demographic economics and financial economics. The typical jobs that economic graduates get include but not limited to financial analysts, financial consultants, budget planners, market analysts, econometricians etc.

Among the specializations, financial economics is the one that is undoubtedly a core economic subject. This is a 1 and half to 2 year course and is a mix of theory, modeling and practicals. While the theory aspect is about decision making in markets, you learn how to allocate assets and valuate them in practical. Also, you get to learn various financial instruments like forex, equities, income, portfolios etc. The weight-age differs among economic and professional degrees. More emphasis is put on theory in economic subjects while application is given importance in professional subjects.

Economics, for sure, is a degree for the geeks who are into statistics and planning. If you are planning for masters in economics, it is good to choose among the top schools for economics like Purdue University, University of Texas at Austin or the New York University and you can end up working in World Bank or the IMF!